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Principles-Based Liabilities—Just When You Thought it Was Safe to Go into the Reserves
the principles-based reserves PBR movement in the life and health insurance industry. It discusses more ... proposed in the SVL for preferred mortality. Mortality rates=Mortality tables=Death rates ;National Association ...- Authors: Norman E Hill
- Date: Oct 2006
- Competency: Professional Values
- Publication Name: Small Talk
- Topics: Actuarial Profession>Standards of practice; Annuities>Reserves - Annuities; Life Insurance>Reserves - Life Insurance
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Small Talk Newsletter, November 2005, Issue No. 25
with every day, add more if you market individual life, disability income or long-term care insurance. ... holds for newly issued life insurance policies: • the reduction in the life valuation interest rates; ...- Authors: Society of Actuaries, Roger Annin, Christopher Hause, Norman E Hill, Terry Long, James Thompson, Philip Velazquez, Daniel Winslow, Denise Love, Donna K Ferguson
- Date: Nov 2005
- Publication Name: Small Talk
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More Regulation, More Uncertainty
specified included the size of expense allowance, mortality table prescribed margins, interest rate formula ... UL2G. An earlier complete exemption for preneed life was removed, possibly due to lack of uniform preneed ...- Authors: Norman E Hill
- Date: Jun 2009
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Small Talk
- Topics: Life Insurance>Reserves - Life Insurance; Public Policy
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Regulatory Update on Life and Some Health Insurance Issues as of Dec. 21, 2012
Regulatory Update on Life and Some Health Insurance Issues as of Dec. 21, 2012 An update on the principle-based ... Commissioners=NAIC; Principles-based reserves=PBR; Life valuation; 4294995990 3/1/2013 12:00:00 AM ...- Authors: Norman E Hill
- Date: Mar 2013
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Small Talk
- Topics: Annuities>Fixed annuities; Financial Reporting & Accounting>Statutory accounting; Life Insurance>Reserves - Life Insurance
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Enterprise Risk Management For Small Insurers—It’s Still Three Words
This could be tied to the long-term nature of most life insurance contracts. Even here, though, the usage ... new ones. …” Mark R. Chauvin, TD Bank Financial Group 2. “Risk management needs to work well with our ...- Authors: Norman E Hill
- Date: Nov 2010
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Small Talk
- Topics: Enterprise Risk Management
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Regulatory Update, First Six Months 2014
important to be covered in a separate working group under the A Committee. The issue is insurer use ... started to audit insurers for compliance of their life in-force with up-to-date benefit payments. For ...- Authors: Norman E Hill
- Date: Sep 2014
- Publication Name: Small Talk
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Regulatory Update
Reserves for Universal Life with Secondary Guarantees Much universal life with secondary guarantees ... premiums were in effect. The Life Actuarial Task Force (LATF) issued a report, pre- cluding this YRT practice ...- Authors: Norman E Hill
- Date: Oct 2012
- Competency: Professional Values>Ethical standards
- Publication Name: Small Talk
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Principle-Based Approach – Still A Work in Process
Principle-Based Approach – Still A Work in Process This 2008 article discusses the current ... is “still a work in process.” Annuity reserves;Life reserves;Principles-based approach=PBA;Principles-based ...- Authors: Norman E Hill
- Date: Jun 2008
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context
- Publication Name: Small Talk
- Topics: Financial Reporting & Accounting>Statutory accounting
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Regulatory Update for 2013
Regulatory Update for 2013 The article summarizes recent regulatory discussions of interest to small ... the NAIC. AOM;PBR;Statutory Accounting;Universal Life;Captive Insurance 6442453886 3/1/2014 12:00:00 ...- Authors: Norman E Hill
- Date: Mar 2014
- Competency: External Forces & Industry Knowledge
- Publication Name: Small Talk
- Topics: Financial Reporting & Accounting>Statutory accounting
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Is There A Spof in Your Future?
Is There A Spof in Your ... T hroughout the life and healthinsurance industry, complaintsabout the ... Multiple underwriting classes for life insurance • Variable life and variable annuities • Minimum ...- Authors: Norman E Hill
- Date: Dec 2000
- Competency: External Forces & Industry Knowledge
- Publication Name: Small Talk
- Topics: Annuities; Health & Disability; Life Insurance